Charleston Chapter – MOAA
Charleston Chapter – MOAA Charleston Chapter – MOAA
                             
Charleston Chapter – MOAA


Previously viewed stories are grayed-out.

Tricare Users Must Approve Mail Order Drug Prescription Renewals

Trump signed the ‘Forever GI Bill.’ Here are 11 things you should know.

Smart devices can make life easier around the home for disabled Veterans

Online Network Connects Veterans and Spouses with Professionals

Trump Signs VA Funding Bill, Averts Choice Program Crisis

11 Things Employers Want from Job Candidates

As you prepare to get out of the military, don’t make these mistakes.

How Do You Write a Resume That Fits the Job?

The Top 10 Military Employers

15 Reasons The Coast Guard Is Completely Underrated

Research: You Should Attend Transition Assistance More than Once

Congress Passes New Forever GI Bill

VA to Decide on New Agent Orange Ailments by Nov. 1

VA 'STOP PAIN' Best Practices Guidelines

Service Dogs and Other Lesser Known VA Benefits

VA Medical Center plans for future national history center

VA Counseling Services

Vets Can Now Use Smartphones for VA Consultations, Appointments

Stay Informed About TRICARE

“Keeping a Career on the Move” Military Spouse Symposium

Post government Employment: Conflict of Interest?

Updating Your Resumé for a Civilian Job

5 Steps to Building a Winning Network

Making the Most of Job Fairs

The Cost of Selling A House

Air Force Gets Creative to Tackle Pilot Shortage

13 Hobbies Veterans Recommend for Dealing With Stress

TRICARE Expands Mental Health and Substance Abuse Treatment

Upcoming Tricare Change Could Hurt Families

Commissaries Update Website

Sidewalk Sales at the Commissaries

Commissaries Offer Their Brand

Squeeze Every Dime From MyCAA

How to Quit Your (Civilian) Job

Military Principles to Help You Succeed in Your Civilian Career

Franchises: One Way Veterans Can Own a Business

10 Back to School Deals for Military Families

5 Easy Questions: Should You Go Back to School?

You asked, MOAA answered: How will TRICARE’s new enrollment rules work?

Army Offers Legal Assistance

Navy Offers Education Vouchers

Upcoming Tricare Change Could Hurt Families

Great entertainment for veterans and first responders

Top 11 Career and Transition Apps for Officers

10 Military Discounts for Spouses

7 Hot Tips on Negotiating Your Salary

Veterans among the first to benefit from cutting edge bionic arm

Top 10 Don’ts of Home Selling

See all your military benefits in one place

Business Lessons from the Tuskegee Airmen

Tricare Officials to Continue Online Portal Upgrades

How To Make The Most Of Store Loyalty Cards

New GI Bill Would Make College Education a Lifetime Benefit

Interviewing Etiquette: 14 Steps to Success

HIGHER TRICARE FEES FOR RETIREES

RX COPAYMENT INCREASES

Home front help: 14 tips for dealing with deployment, from spouses who've been there

Secrets and Marriage: When They Just Can't Talk About It

5 Questions To Ask When You Don’t Know What To Do With Your Life

National Parks Pass Price for Senior Retirees to Skyrocket

How to Answer Behavioral Interview Questions

AF Offers Ph.D Tuition Assistance

Cheap Lodging for Military Families

The 5 Steps to Building a Solid Personal Brand

3 Top Tips on Handling Resume Keyword Filters

Finding Careers That Fit Your Military Experience

VA Chief Withdraws Staab Appeal; Vows to Replace ‘IU’ Pay Cut Too

VA still planning to round down benefit payouts

5 Steps to Position Yourself for a Career Change

REAL ID

House passes fix to veterans health care tax credit controversy

Army to expand Arlington Cemetery, ends talks with county

Tricare Expands Outpatient Mental Health Help

5 Military Benefits for Your Summer Road Trip

Trump Wants to Find Jobs for Military Spouses, Aide Says

5 Possible Reasons Employers Aren’t Calling You

Rules for Saluting US Flag

Tricare After Divorce: What Benefits Are Not Included?

How to Stay Motivated and Focused During a Tough Job Search

Tuition assistance education guide

Post 9/11 GI Bill education guide

More than 18,000 vets verified for online exchange access, and thousands are already shopping

Commissaries rank high in national survey of grocery shoppers

The Top 16 Careers for the Future

Supreme Court rules in veteran's favor in closely watched divorce settlement case

MOAA’s 2017 Military State Report Card and Tax Guide

Top 10 Career Tips for Veterans

Job Seekers: 7 Tips for Asking Better Questions

TRICARE Nurse Advice Line

Air Force Retiree Services

Consider Hiring Veterans into Leadership Roles in STEM Careers

3 Ways To Be Financially Prepared When You Transition

Military Appreciation Month Discounts

Monument honoring Vietnam helicopter crews approved for Arlington Cemetery

Declutter Your Resume in 5 Steps

Military Spouses Can Apply for This Business Grant

What to Send Someone Who Is Deployed

Cheap Lodging for Military Families

How to Use Military Discounts While Traveling

Air Force Warns Airmen Against Talking Politics on Social Media

Reservists to Get Equal Death Benefits Under Bill

Military Star Card Questions & Answers

US Air Force Museum to Mark 75th Anniversary of Japan Raid

70 military and veteran job fairs across the U.S. — now through January

Scam Alert: Top Five Veteran Swindles

6 tricks for veterans transitioning from college to the workplace

Hit the Ski Slopes with Military Discounts

TRICARE and Flu Shots

TRICARE and Assisted Living

New USAF Drone Combat Officer Course

9/11 Memorial Concert

5 Ways to Emergency Prep Like a Pro

Enter your Title5 Ways to Emergency Prep Like a Pro

Should You Sell Back Leave or Take Terminal Leave When You Get Out?

Yes, You Need a Business Card

ROTC & JROTC Awards Presenter Thank You

Read our Newsletter
Breaking News   
Register for News Story Emails

Post 9/11 GI Bill education guide
This Story expires on: Friday Sep. 15, 2017


What is the Post-9/11 GI Bill?
 
The Post-9/11 GI Bill is a generous education benefit for the latest generation of service members and veterans. It includes payment of tuition and fees, a monthly housing allowance and a stipend for textbooks and supplies.
 
The GI Bill traces its history back to World War II when the Servicemen’s Readjustment Act was enacted to provide education and training, home loan guaranty and other benefits for veterans. Revamped several times to aid veterans of war and peacetime, the GI Bill’s latest version was signed into law in 2008 and went into effect the following year.
 
Over time, the GI Bill and other military education benefits have become incentives for joining the military, allowing service members to further their education without taking on massive debt, said James Ruhlman, acting deputy director for program management in education service for the Department of Veterans Affairs. More than a military recruitment and retention tool, it also gives veterans a pathway to secure a more prosperous future.

 
Who is eligible?
 
If you served in the military after September 10, 2001, you may be eligible for Post-9/11 GI Bill benefits. The amount of time you spent on active duty determines the percentage of total benefits you can receive.

  • 100 percent: 36 months or more, or at least 30 continuous days and discharged due to service-connected disability
  • 90 percent: At least 30 months, less than 36 months
  • 80 percent: At least 24 months, less than 30 months
  • 70 percent: At least 18 months, less than 24 months
  • 60 percent: At least 12 months, less than 18 months
  • 50 percent: At least 6 months, less than 12 months
  • 40 percent: At least 90 days, less than 6 months
  • No benefit: Less than 90 days

 
You must use your benefits within 15 years of your last 90-day period of active duty service.
 
Through the Marine Gunnery John David Fry Scholarship Program, children or spouses of service members who died in the line of duty on or after 9/11 may also be eligible to use the GI Bill to further their education. These benefits are available at the 100-percent level to children between age 18 and 33 and spouses who have not remarried for 15 years after the service member’s death.
 
Where can I use my benefits?
 
You can use your benefits toward an education at a college, university, trade school, flight school or apprenticeship program. Even licensing programs, certification tests and admission tests, such as the SAT or LSAT, are covered. Visit http://www.benefits.va.gov/gibill/ for guidance on choosing a school that’s right for you and to see what programs are currently approved for GI Bill benefits.
 
Keep in mind that while the GI Bill covers all of the in-state tuition and fees at public institutions, it may not have the same reach at a private or for-profit school. The national maximum for the 2017-18 school year will be $22,805.34 at such schools.
 
What if the GI Bill doesn’t cover all of my expenses?
 
That’s where the Yellow Ribbon program comes in.
 
Under the voluntary program, schools can make an agreement with the VA to split the school costs not covered by the GI Bill, reducing or eliminating the amount students must pay themselves. VA and the school will equally pay as much of the uncovered costs as a school decides, up to the full amount, and for as many eligible GI Bill students as the school decides, up to every eligible student.

Active-duty service members are not eligible, but veterans who are entitled to GI Bill benefits at the 100 percent rate are eligible. Military children using GI Bill benefits may also be eligible if their parent who transferred the benefits would also qualify for the 100 percent rate.
 
Many private schools, including Ivy League campuses, are part of the Yellow Ribbon Program, Ruhlman said, so veterans may want to check the list as they’re looking for a school that best fits their needs.
 
To see if your school is part of the Yellow Ribbon Program, check out the interactive map on VA’s website.
 
How much of a housing stipend will I receive?
 
Your monthly housing stipend depends on the percentage level of benefits you’re eligible for and how many courses you’re taking.
 
The VA uses the Department of Defense Basic Allowance for Housing, or BAH, rates to calculate how much you will receive. It’s essentially based on the cost of living wherever your school is located — not where you live — at the amount that an E5 with dependents would receive in that area. Your own rank has no bearing on the total amount you receive.
 
If you are pursuing a degree entirely online, you will only receive half of the national BAH average.
 
The VA has already done a lot of the math for you through their GI Bill Comparison Tool. Simply search by school name or type and click on the results to see how much you’d receive each month.

I’ve already finished my degree. Can I transfer my benefits to my spouse or child?
 
Yes — with some conditions. You must have already served in the military for six years and must agree to serve four more after the transfer is approved by the DoD. This doesn’t necessarily have to be on active duty, though. Four years in the National Guard or reserves will count toward this requirement. 
 
The transfer must happen while you’re still in uniform. Veterans are not eligible to transfer their benefits.
 
Ruhlman said individuals on active duty should start thinking early in their military careers about whether they want to transfer their benefits, and he recommended that interested service members connect with their based education offices for guidance.

You can also find more information at the DoD-affiliated website milConnect.
 
I’m still on active duty. Can I use my GI Bill benefits?
 
You can, provided you meet the service requirements listed above. But should you?
 
If you use your GI Bill benefits to pay for school while on active duty, you will not receive a monthly housing stipend from the GI Bill in addition to the housing allowance you’re already receiving from the military. Depending on which school you attend, that housing stipend could be worth as much as the tuition coverage and possibly more. Therefore, your GI Bill benefits will end up amounting to much less than what you would receive after separating from the military.
 
“My recommendation would definitely be to use the tuition assistance and, because of the fact that the housing allowance can be so high, think about saving the GI Bill benefits for after they’re discharged and can receive the maximum benefits,” Ruhlman said. “As a general rule, it’s important to keep in mind the more service you have the more money you get.”
 
But, he said, it ultimately comes down to individual circumstances.
 
“I know there are people who fall on both sides of that fence,” Ruhlman said.

How do I get started?
 
You can apply online or visit a VA regional office close to you to apply for the Post-9/11 GI Bill benefits in person.
 
If you’ve already chosen a school or program, arrange a meeting with the institution’s VA certifying official who can help you get started. 

Charleston Chapter – MOAA
Charleston Chapter – MOAA

· Copyright ©2017 Charleston Chapter – MOAA P.O. Box 70421 Charleston SC 29415 ·
· Contact Charleston Chapter – MOAA · Editorial and Privacy Policy · Webmaster · Browser and Email Settings ·
· MOAA Website by NonProfitDynamics.com ·
V.7


SUPPORT OUR SPONSORS